What is a Good Faith Estimate

The following podcast is a description of a "Good Faith Estimate". This discussion is moderated by Dave Koester of Eugene's Alternative with help from guest speaker Ron Johnston, senior loan adviser at American Home Funding.

What is a Jumbo Loan

The mortgage industry uses the term jumbo loan. What is a jumbo loan and do you need one? This Podcast episode is moderated by Dave Koester, owner and Principal Broker at Eugene's Alternative. Joining Dave is guest speaker Emily Chelgren of American Home Funding.

The Role of a Mortgage Broker

The expected function of a mortgage broker concerning a real estate transaction. This discussion is directed by Dave Koester of Eugene's Alternative and includes guest speaker Ron Johnston, senior loan adviser at American Home Funding.

Property Taxes in Eugene

Discover what a home buyer should know about property taxes in Eugene. This informative Podcast is narrated by Dave Koester, owner and Principal Broker at Eugene's Alternative, and guest Emily Chelgren of American Home Funding.

Meet Your Neighbors During the Inspection Period

A discussion concerning why we believe you should meet your neighbors during the inspection period. Moderated by Bobby Stevens, Realtor, and Dave Koester, owner and Principal Broker at Eugene's Alternative.

Locking the Interest Rate for Your Mortgage

What is an interest rate lock and why you may want to lock-in your rate before you purchase. Moderated by Dave Koester, owner and Principal Broker at Eugene's Alternative, and guest speaker Ron Johnston, senior loan adviser at American Home Funding.

First Time Home Buyers

Learn about making your first step on the escalator of property ownership. This is very enjoyable for us since it's typically where people achieve their first set of wealth. This Podcast includes information for first timers and what they need to be aware of right-off-the-bat. This discussion is served-up by Dave Koester, owner and Principal Broker at Eugene's Alternative, and Emily Chelgren of American Home Funding.

Why You Should Choose a Local Lender

Dave Koester, owner and Principal Broker at Eugene's Alternative, and Ron Johnston of American Home Funding discuss why you should opt for a Eugene area lender for your real estate transaction. A local mortgage officer can make the difference between success and failure in a tight spot. Local knowledge and relationships add value to the borrowing process. . .

How do Realtors get Paid

Dave Koester, owner and Principal Broker at Eugene's Alternative, explains how Realtors are compensated for a real estate transaction. Typically, between a seller and a listing company there is a six percent sales commission negotiated between the seller of a property and the company that represents the seller . . .

How to Choose an Excellent Buyer's Agent

Dave Koester, Principal Broker at Eugene's Alternative, explains the details of locating a buyer's agent for your next real estate transaction. If you start with a good buyer's agent the rest of your transaction is going to be a lot smoother than if you are trying to piece together all of the property information and trying to find good financing sources, good title people, good inspectors . . .